• KCC – Kisan Credit Card
• KVIC – Khadi and Village
Industries Corporation
• KYC – Know your customer
• LAMPS – Large Sized Adivasi
Multipurpose societies
• LERMS – Liberalised Exchange
Rate Management System
• LIC – Life Insurance Corporation
of India
• MCA – Ministry of Company
affairs
• MIS – Management Information
System
• MICR – Magnetic Ink Character
Recognition
• NABARD – National Bank for
Agriculture and Rural
Development
• NBFC – Non Banking Finance
Companies
• NEFT – National Electronic Funds
Transfer
• NPA – Non Performing assets
• NRE – Non Resident External
account
• NRI – Non Resident Indian
• NSE – National Stock Exchange
• OLTAS – Online tax accounting
system
• OMO – Open market operations
• PACS – Primary Agricultural
Credit Societies
• PDO – Public Debt Office
• PIN – Personal Identification
Number
• QIB – Qualified Institutional
Buyers
• RBI – Reserve Bank of India
• RDBMS – Relational Database
Management System
• REC – Rural Electrification
Corporation
• RFC – Resident Foreign Currency
• RIDF – Rural Infrastructure
Development Fund
• RRB – Regional Rural Bank
• RTGS – Real Time Gross
Settlement
• RWA – Risk Weighted Assets
• SBI – State Bank of India
• SCB – Scheduled Commercial
Bank
• SDR – Special Drawing Rights
• SEBI – Securities and Exchange
Board of India
• SFMS - Structured Financial
Messaging Services
• SHG – Self Help Group
• SIDBI – Small Industries
Development Bank of India
• SIDC – State Industrial
Development Corporation
• SJSRY –Swarna Jayanthi Shahari
Rozgar Yojana
• SLR – Statutory Liquidity Ratio
• SLRS – Scheme for Liberation
and Rehabilitation of Scavangers
• SMERA – SME rating agency of
India Limited
• SSI – Small Scale Industries
• SME – Small and Medium
Industries
• SSSBE – Small Scale Service and
Business Enterprises
• UTI – Unit Trust of India
• WPI – Wholesale Price Index
• YTM – Yield to maturity
• LAB – Local Area Banks
• ALM – Asset Liability
Management
• ANBC – Adjusted Net Bank Credit
• ASBA – Applications supported
Bank accounts
• BOE – Bill of Exchange
• CASA – Current and savings
accounts
• CBLO – Collateralised Bank
Lending Obligations
• CIBIL – Credit Information
Bureau of India Limited
• DPG – Deferred Payment
Guarantee
• DPN – Demand Promissory Note
• DRAT – Debt Recovery Appellate
tribunal
• DRI – Differential Rate of
Interest
• DSCR – Debt Service Coverage
Ratio
• EDI – Electronic Data
Interchange
• EMI – Equated Monthly
Instalments
• EPS – Earnings Per Share
• ESOP – Employee Stock Options
• FEDAI – Foreign Exchange
Dealers Association of India
• FFMC – Full Fledged Money
Changers
• FOB – Free on Board
• LIBOR – London Inter Bank
Operations Rate
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